The single-page planning tool Ashwin uses in client meetings. Every major wealth vehicle, mapped across your entire lifetime. Yours to print, draw on, and use.
Every vehicle mapped to the age it becomes relevant. Hover each to see its attributes.
This isn't a leave-behind. It's a live working tool. Here's the exact flow.
Your most liquid asset. Not for growth — for stability and emergency access. Every plan starts here before layering in any other vehicle.
Tax-advantaged education savings. Contributions grow tax-deferred, withdrawals for qualified education expenses are tax-free. Start early, let it compound.
Builds wealth outside the stock market. Rental income, appreciation, and depreciation benefits. Illiquid but a powerful non-correlated asset in a complete plan.
Flexible brokerage accounts with no contribution limits and no penalty for early access. Tax-managed for efficiency. Your accessible investment layer.
Combines permanent life insurance with a market-correlated investment component. Tax-deferred growth, tax-free access via policy loans. Liquidity is a key feature.
The most misunderstood vehicle on the page. Liquid, tax-advantaged growth that is not correlated to the stock market — a genuine diversification layer most clients have never considered.
Employer-sponsored retirement accounts in three flavors. The most common vehicle clients already have — but most don't know the difference between the three buckets or which to prioritize.
Individual Retirement Accounts with the same tax benefits as a 401(k) but controlled entirely by the individual. Traditional is pre-tax; Roth grows tax-free with no RMDs.
Clients know pieces — a 401(k) here, an IRA there. They've never seen it all on one page, mapped across their life, with each vehicle showing when it turns on and what it does. That's the moment it clicks.
Print it landscape. Bring it to your next discovery meeting. Draw on it with your client. Watch the conversation change.
